Specific Privacy Statement

1 General

Your personal data (e.g. title, name, address, email address, phone number) is processed by us solely in accordance with the provisions of German and European Union (EU) data protection legislation. Besides informing you about your rights and the party responsible for processing your data, the following specifications also provide details regarding the purpose(s) of processing your data, the recipients, legal bases, and storage periods. This privacy policy relates solely to our website. If you are forwarded to other websites via links on our site, please inform yourself on these sites of the way your data is handled.

2 Information via cookies

(1) Purpose of processing

Cookies are used on this website. These are small text files that are stored on your computer system in or by your internet browser.

(2) Legal basis

The legal basis for this processing is Article 6 (1) (f) of the General Data Protection Regulation (GDPR).

(3) Legitimate interest

Our legitimate interest is the functionality of our website. The user data collected by cookies is not used to create user profiles, meaning that your interest in data privacy is safeguarded.

(4) Storage period

The cookies are usually deleted when the browser is closed. Permanently-stored cookies have a variable lifetime, ranging from a few minutes to several years.

(5) Right to object

If you do not wish these cookies to be stored on your computer, please deactivate this in your internet browser. However, this may result in the functionality of our website being restricted. You can likewise delete permanently-stored cookies at any time via your browser.

3 Getting in touch

(1) Purpose of processing

We process the personal data provided by you via email or contact form in order to respond to and handle your enquiries. You are not obliged to provide us with your personal data, but if you don’t disclose your email address, we will not be able to answer you by email.

(2) Legal bases

a) If you have given us express consent to process your data (including but not limited to instances where a contact form is used), Article 6 (1) (a) GDPR constitutes the legal basis for this processing.

b) If we process your data in order to take steps prior to entering into a contract, Article 6 (1) (b) GDPR constitutes the legal basis.

c) In allen anderen Fällen (insbesondere bei Nutzung eines Kontaktformulars) ist Art. 6 Abs. 1a) DSGVO die Rechtsgrundlage.

Right to object

You have the right to object at any time to the processing of your data on the basis of Article 6 (1) (f) GDPR on grounds relating to your particular situation.

(3) Legitimate interest

Our legitimate interest in carrying out this processing is to communicate with you swiftly and to respond to your enquiries in a cost-effective manner. You can safeguard your interest in data privacy by disclosing your data sparingly (e.g. using a pseudonym).

(4) Recipient categories

Hosting providers

(5) Storage period

Your data is deleted if it is apparent from the circumstances that your enquiry or the matter in question has been resolved. However, in the event that a contract is concluded, the data required in accordance with commercial and fiscal legislation will be stored by us for the periods specified by law, i.e. ten years as a rule (cf. Section 257 German Commercial Code (HGB), Section 147 German Fiscal Code (AO)).

(6) Right of revocation

Where your data is processed with your consent, you have the right to revoke this consent at any time.

4 Promotional emails

(1) Purpose of processing

When you register for our promotional emails, your email address is used for promotional purposes, i.e. we will inform you via a newsletter about items such as offers from our credit and risk management portfolio, or events. For statistical purposes, we may analyse which links in the newsletter are clicked, although we will not be able to identify the specific person who clicked on the link. You have given your express consent to this separately or possibly as part of a registration process.

(2) Legal basis

The legal basis for this processing is Article 6 (1) (a) of the General Data Protection Regulation (GDPR).

(3) Storage period

Your email address will be stored for the dispatch of the newsletter until consent is revoked.

(4) Right of revocation

You can revoke your consent at any time with future effect. If you no longer wish to receive the newsletter, you can unsubscribe from it as follows: Via a link in the email for unsubscribing, or by sending an email to

5 Web analysis with Google Analytics

(1) Purpose of processing

This website uses Google Analytics, a web analysis service of Google LLC, 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA. (“Google”). Google Analytics uses ‘cookies’, text files that are saved to your computer and enable your use of the website to be analysed. Information generated by the cookie concerning your use of this website is generally transferred to a Google server in the US and stored there. However, if IP anonymisation is activated on this website Google will first shorten your IP address within Member States of the European Union or in other states party to the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be transmitted to a Google server in the US and shortened there. On behalf of the operator of this website, Google will use this information to analyse your use of the website, compile reports on website activities, and provide further services to the website operator in relation to the website use and internet use.

(2) Legal basis

The legal basis for this processing is Article 6 (1) (f) of the General Data Protection Regulation (GDPR).

(3) Legitimate interest

Our legitimate interest is the statistical analysis of user behaviour for optimisation and marketing purposes. To protect your interest in data privacy, this website uses Google Analytics with the extension “anonymizeIP()”, so IP addresses are only processed further in abbreviated form to prevent them being directly linked to a particular individual.

(4) Recipient categories

Google, partner companies

(5) Transfer to a third country

Google LLC is based in the US and certified for the EU-US Privacy Shield Framework, which guarantees compliance with the data protection level applicable in the EU.

(6) Storage period



You can prevent cookies from being stored on your computer by changing the settings on your browser software. However, we should like to point out that if you do this, you may not be able to use all of the functions of this website to their full extent. You can also prevent the data relating to your use of the website (including your IP address) and generated by the cookie from being recorded and processed by Google by downloading and installing the browser plug-in available via the following link: optout


6 Partner programme

Use of HubSpot

This website uses HubSpot. HubSpot is a software solution for managing and implementing inbound marketing. The information is stored on HubSpot’s servers. It may be used by us to get in touch with users of our website and to determine which of our company’s services would be of interest to them. All of the information gathered by us is subject to data protection regulations, and is used solely to optimise our marketing.

HubSpot is a US software company with a branch in Ireland.

Contact: HubSpot, 2nd Floor 30 North Wall Quay, Dublin 1, Ireland, Phone: +353 1 5187500. HubSpot has a TRUSTe privacy seal and is a participant in the EU-US and Swiss-US Privacy Shield Frameworks.

HubSpot’s privacy policy can be viewed at


7 Rights of the data subject

If your personal data is processed, you are the ‘data subject’ for the purposes of the General Data Protection Regulation, and you have the following rights in our regard:

You have the right

  • to receive information about your personal data.
  • to have your personal data corrected or deleted.
  • to have the processing of your personal data restricted.
  • to object to the processing of your personal data.
  • to data portability in regard to your personal data.

You also have the right to revoke your consent to the processing of your data at any time. The revocation of consent will not affect the lawfulness of any processing that occurred on the basis of this consent prior to its revocation.

Right to lodge a complaint with a supervisory authority

Regardless of any other legal remedy under administrative law or by means of the courts, you have the right to lodge a complaint with a supervisory authority, particularly in the member state of your residence, your place of work, or the location of the supposed infringement if you take the view that the processing of the personal data involving you is in breach of the GDPR.

The supervisory authority with which the complaint is lodged will inform the complainant of the status and results of the complaint, including the possibility of a judicial remedy pursuant to Article 78 GDPR.

Party responsible for the data processing:

represented by Executive Board members Ralph Schuler and Dr Jörg Seelmann-Eggebert
Clarita-Bernhard-Strasse 27

81249 Munich, Germany
Phone: +49 (0)89 7472570


Contact details of our data protection officer:

Michael Staudacher
Am Industriepark 33
84453 Mühldorf, Germany
Phone: +49 (0)8631 9272-560