COVID-19 Customer Information
Since 20 years we've been identifiying and mitigating payment and credit risks for our customers.
Press Release
SHS VIVEON and Experian announce new partnership to drive greater innovation and growth among businesses together
Customer Story
Customer Story
Frauenthal Handels Group relies on DebiTEX 11 for uniform and successful credit management

We support you in
smart credit risk management

Who we are:
SHS VIVEON AG is an international provider of software solutions for the smart management of credit risks. Its aim is to make all the decisions that affect revenue and risk along companies’ digital ‘lead to cash’ processes more sustainable and profitable.  

The platform:
All software solutions from SHS VIVEON are incorporated in the modular SHS VIVEON Platform. It covers all areas of the control and automation of credit risk relevant customer processes, from the lead process to the offer and contract phase, to customer development and receivables management.

The added value for you:
the software and consulting solutions can be tailored to specific needs and integrated seamlessly into existing IT infrastructures.  This ensures that the solutions support the digitalization strategy of companies of all size and in every sector, such as financial services, trade, e-commerce, industry, telecommunications and energy.



  • Credit Management
    We will support you in all areas to create an efficient, value-added credit management solution, from analysing the status quo to consultation, right through to implementing system-based solutions.
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  • Risk Management
    You can use our expertise to properly assess customers based on their potential and risk, which will enable you to minimise default risks. We will help you to make fast and transparent application decisions in all situations.
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Excerpt of our

“We decided to pick DebiTEX because the standard version covered the most important credit and receivables management processes and the product has the ability to implement our complex processes.”

Andreas Wenzel, Global Credit Risk Manager at Agfa Graphics
“For us, DebiTEX represents an essential component in customer evaluation on an individual basis as well as in the portfolio. Since using DebiTEX, we have been able to reduce the risk of bad debt losses to a minimum.”
Rudolf Keßler, Head of the Credit Management Department at BayWa AG
“We were impressed by SHS VIVEON’s many years of experience in a great variety of business intelligence projects and its extensive customer management expertise.”

Thorsten Tygges, member of coop eG’s Executive Board
“We found an ideal partner in SHS VIVEON. The company can offer us excellent support with its extensive knowledge of credit management – especially at international level.”

Christoph Lutterbuese, Head of Global Credit Management at Dentsu Aegis Network
“proofitBOX, which meets our specific requirements in e-commerce, enables us to best respond to our customers’ needs at all times during the important and sensitive payment process.”

Simon Meyer, Director of Finance & Business Development at Home24 GmbH
“With SHS VIVEON’s support, we will be able to operate our campaign management system even more flexibly and efficiently in future and thus successfully address our customers at an even more personalised level.”

Jörg Quehl, Head of Marketing at HUK-COBURG
“Thanks to SHS VIVEON, we receive several essential solution components from a single source. What is more, the components can be implemented quickly and precisely and are flexible enough to be adapted.”

Robert Genz, Managing Director and Chief Risk Officer at HCE
“We were looking for a partner who would understand the complexity of our processes and be able to manage large volumes of data swiftly and smoothly. We were impressed by SHS VIVEON’s considerable data warehousing expertise.”
Harald Badstieber, Director of Business Intelligence at Kabel Deutschland.
“When it comes to working together with SHS VIVEON, I really value the flexibility in the project, which means that we can adapt to new circumstances in the shortest possible time, as well as the pragmatic approach during implementation.”
FABIAN SENDEN, Customer Relationship Manager, Orifarm GmbH
“With SHS VIVEON we are even better at assessing our customers’ development regarding growth and risk.”

MARTINA ULSHÖFER, Head of Project Management, UniCredit Family Financing